You MUST Check your credit report

First, learn about your current financial situation before diving into building credit. The best way to do this is by checking your credit report, which can be obtained for free once a year from each of the three major credit bureaus: Experian, Equifax and TransUnion. As you're building your credit history, you must know that information will be collected from your creditors. Make sure that you're maintaining your payments because if you're not, your scores will plummet. Upon a credit lender or bureau's request, credit reports are fed through a mathematical formula created by Fair Isaac Company to create your FICO credit score, which is used by financial institutions across the world to make consumer credit decisions. FICO scores have become the standard for measuring an individual's credit risk and range from 350 to 850, with a higher number representing better credit. If you're someone that's just starting out, it's important that you look at your credit report, verify that there are no mistakes and make sure all the information on that report is accurate because it is that information that is run through the algorithm to generate the score. If there are mistakes [negative information] on the credit report, that will impact your credit scores. Knowledge is Power and Credit is King! Call 18004421591 to start Gaining Financial Stability with Intelligence and Integrity!