CREDIT RESTORATION TIPS!

I Used to Dodge Debt Collectors & Now I Have a Great Credit Score Now a successful comedian, Nainan can joke about his past credit problems. “My credit card company had a hit man after me,” he quips. But at the time it was pretty serious – and scary. Nainan had run up a considerable amount of debt “buying stupid stuff trying to be like your typical materialistic American,” he says. He was having trouble managing his debt and his credit scores were terrible. “I really screwed up my credit,” he admits, saying his credit score was “probably a negative number.” But in the process of getting back on track financially he educated himself about credit, and today his scores top 800. Here’s how he did it and what he learned.