How Do I Improve My Credit Age?

* Add a Seasoned Tradeline. Call 18004421591 for information pertaining to the oldest one we have. * Having a 10 or 20 year-old account will help your credit score. The more newer accounts you have, the lower your average credit age will be. If you're focusing on improving your credit age, try to minimize the number of new accounts you open, as they bring down your average. Opening new accounts also results in a hard inquiry on your credit report, which will slightly hurt your credit score in the short term. As it is with all aspects of your credit score, you need to exercise patience as you work to develop a long credit history — after all, you can't do anything but wait for an account to get older. You could benefit from being an authorized user on an older account, because account history is reported based on the age of the account, not when you're added to it. * For example, if as a teenager your parents added you as an authorized user on one of their oldest credit cards, you could have a credit history that goes back before you were born. You can add your kids at 13 years old.* While you're waiting for the average age of your credit accounts to rise, focus on making loan payments on time and keeping your debt levels low, because those behaviors have the greatest impact on your credit score. Knowledge is Power and Credit is King! Gaining Financial Stability with Intelligence and Integrity!