CREDIT RESTORATION TIPS!

Credit card companies know what they’re doing when they offer enticing sign-up bonus offers and cash-back rewards. Although it might be a good idea to take advantage of these special offers, you should think long and hard about putting yourself in debt in order to fulfill the promotions. Just because you’re getting 5% cash back on electronics this month doesn’t mean you should buy a computer you don’t need to get the rewards. Not only are there usually caps on how much cash you can earn, but if you charge too much and can’t pay off the balance in full, you’ll be paying interest on those charges. That interest may wipe out all of the rewards you may have earned. This doesn’t mean you shouldn’t try to earn rewards, just make sure you’re doing the math and making the rewards worth your while. Call 1-800-442-1591