Friday, February 28, 2020
WAYS TO AVOID OVER SPENDING...
Another option is to learn to live within your means. Forget about getting a new credit card or a high-interest car loan for a few years, which will allow some of your negative credit information to cycle out of the reporting system.
* Save money from your wages to make major purchases. Resist the temptation to purchase big-ticket items from rent-to-own establishments with easier credit arrangements.
** Only use cash or debit cards for everyday needs such as groceries or gas. For some people, spending on credit can become very addictive. If you do happen to have a few credit cards despite your poor credit history, keep them out of sight and out of mind.
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