CREDIT RESTORATION TIPS!

GREAT TRANSFER CARDS 1.) Discover it® - 18 Month Balance TransferApply Now Great For: Saving money on large balance transfers 53 Cardholder Reviews •Fair. No annual fee. No overlimit fee. No foreign transaction fee. Plus, pay up to midnight ET online or by phone on your due date without a fee. No late fee on your first late payment. And paying late won't raise your APR.* •Generous. 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. And 1% cash back on all other purchases.* •Human. 100% U.S.-based customer service available any time. •Safe. Because you're never responsible for unauthorized purchases with our $0 Fraud Liability Guarantee. •Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.* •0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred. •0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. •*Click “Apply" to see rates, rewards free FICO® Credit Score terms and other information.