Credit Scores

The exact formula varies, but credit scores are based on complex algorithms that include factors such as the length of your credit history, the amount of available credit, outstanding debt and negative marks such as bankruptcies, collections or late payments. Of all the different types of scores the FICO is the most widely used by lenders and range from 300 to 950. Let our office assist you in understanding your Credit Report; 1.800.442.1591 - Gaining Financial Stability with Intelligence and Integrity!