Credit reporting agencies

Credit reporting agencies There are three major credit bureaus: Equifax, TransUnion and Experian. They maintain files on millions of borrowers. Lenders making credit decisions buy credit reports on their prospects, applicants and customers from the credit reporting agencies. Lenders and other businesses use the information in your credit report to evaluate your applications for credit, loans, insurance, or renting a home. Call 1.800.442.1591 for your Credit Education CD; $99.00